Asset Recovery

You, Us, & Asset / Surplus Funds Recovery Assistance

Every year, individuals and businesses may have money or assets held by government agencies, courts, or financial institutions — and simply don't know it exists. In other cases the process of locating, documenting, and submitting a claim can be confusing or time-consuming.

Our Purpose

Our Why

Allen Professional Network LLC provides asset and surplus funds recovery assistance to help clients identify potentially recoverable funds and navigate the applicable claim process. Allen Professional Network LLC researches available public records and helps eligible clients understand the documentation and procedures associated with making a claim.

Recovery is not guaranteed. Eligibility, documentation requirements, fees, contracts, waiting periods, and other restrictions vary by state and by the type of asset being claimed. Allen Professional Network LLC does not represent itself as a government agency and does not guarantee that a claim will be approved.

Potentially Recoverable Assets May Include

Unclaimed bank accounts and financial assets
Uncashed checks
Insurance proceeds
Utility deposits
Certain refunds or credits
Abandoned financial assets
Safe-deposit-box contents
Real estate foreclosure surplus proceeds
Other funds reported as unclaimed property

What Are Unclaimed Funds?

Unclaimed funds are financial assets that have remained inactive or unclaimed for a period of time and have subsequently been transferred or reported to a government agency or other authorized custodian under applicable law. State governments maintain unclaimed-property programs to safeguard certain financial assets that have been reported as abandoned or unclaimed under state law.  People may have unclaimed property without realizing it. A change of address, name change, forgotten account, closed business, or simply losing track of an old financial account can result in property eventually being reported as unclaimed.

Dormant bank accounts
Uncashed checks
Forgotten savings accounts
Insurance proceeds
Utility deposits
Refunds
Stock or dividend payments
Safe-deposit-box contents
Other abandoned property reported to the state

How Does the Recovery Process Work?

01

Search

Identifying potentially unclaimed assets.

02

Verify

Comparing public records to determine whether a client has a potential claim.

03

Gather Documentation

Identifying the documents that may be required to establish ownership or entitlement.

04

Prepare the Claim

Assisting with the applicable claim paperwork and submission process.

05

Respond to Requests

Helping organize responses if the appropriate government agency requests additional information.

06

Track the Claim

Monitoring the status of the claim when applicable and communicating relevant updates to the client.

Our role is to make the process easier to understand and navigate while helping clients pursue assets they may be legally entitled to receive.

Understanding What Happens After a Real Estate Foreclosure

A foreclosure occurs when a property owner fails to satisfy certain obligations secured by the property, such as a mortgage or other lien, and the property is eventually sold through a foreclosure process.

The Foreclosure Auction

  • In many foreclosure proceedings, the property is offered for sale at a public auction.
  • The property may be sold to the highest qualified bidder according to the applicable auction and court procedures.
  • The proceeds from the sale are generally used according to the priority established by applicable law and the particular foreclosure proceeding. This can include expenses associated with the sale, the foreclosing debt, and potentially other liens or claims.

How Surplus Funds Can Arise

  • Sometimes a property sells at foreclosure for more than the amount necessary to satisfy the debts, costs, liens, and other legally recognized obligations associated with the foreclosure.
  • When money remains after the required payments and deductions, those remaining proceeds may be referred to as surplus funds, excess proceeds, or foreclosure surplus.

For example:

Property sells at foreclosure$300,000
Authorized debts/costs/claims$260,000
Potential remaining surplus$40,000

The $40,000 does not automatically mean that the former homeowner can simply collect it immediately. The distribution of surplus proceeds depends on the applicable state law, court proceeding, lien priority, ownership interests, and other circumstances.

Who May Be Entitled to Surplus Funds?

Depending on the jurisdiction and circumstances, surplus proceeds may potentially be payable to:

  • The former property owner
  • Junior lienholders
  • Other parties with legally recognized interests
  • Estates or successors in interest

Because foreclosure-surplus laws differ significantly between states, determining who is legally entitled to the money is an important part of the recovery process.

How APN Management Can Assist

APN Management can help clients navigate the administrative side of identifying and pursuing potentially available foreclosure surplus funds.

Our assistance may include:

  • Searching applicable public records
  • Identifying potential surplus proceeds
  • Reviewing available foreclosure information
  • Helping clients understand the claim process
  • Identifying potentially required documentation
  • Assisting with organizing claim materials
  • Helping clients understand applicable deadlines and procedures

Finding a potential surplus does not guarantee that a client is legally entitled to receive it or that a claim will be approved. Court procedures, state laws, lien priorities, deadlines, and documentation requirements can affect the outcome.

Hear from Our Clients

I had no idea that there could be funds connected to my previous property. Allen Professional Network reps explained the process in a way that was easy to understand and helped me organize the information I needed. I really appreciated having someone walk me through each step.

APN Makes It Easy!

AnonymousMaryland

The process of searching for unclaimed funds seemed overwhelming at first. Allen Professional Network made everything much easier to understand and helped me stay organized throughout the process. The communication and professionalism were exactly what I was looking for.

Precise and Professional!

AnonymousOhio

I didn't know where to begin when I discovered there might be funds being held in my name. Allen Professional Network recovery agents helped me understand what documentation was needed and guided me through the claim process. I felt informed every step of the way.

So Helpful!

AnonymousFlorida

Think You May Have Unclaimed Assets?

Let us help you identify and navigate the recovery process. Reach out today for a consultation.

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